WORK WITH US
the search for a home can feel like a lot
Our buyers are so happy with their purchases, that they rarely move. The key to this level of satisfaction is proper preparation. From the first meeting, we make sure that we clearly understand their vision. During showings we point out not just the pros of each home, but also the cons. The things they might have missed.
We want our clients happy for the long term.
Here’s what they had to say…
“She was very patient and her honesty on areas and aspects of the houses we saw was extremely valuable. We never felt pressured into a listing.”
– Ryan Nesbitt (hamilton buyer)
It's important for you to speak to a bank or Mortgage Broker to be pre-approved for a mortgage. They will check your credit, employment, debts, income, and downpayment. They will let you know how much you can spend on a home. Once that's in place, you're ready to get started!
We will either meet in person or on a video chat. We'll get to know each other and see if we might work well together. We'll go over your wish list and discuss areas. We will answer your questions and share important information about the process ahead.
We will set you up to receive new listings. Often, once we have a good sense of what attracts you, we'll hand pick properties to send, sometimes pre-screening them in person if you're not available. As soon as you're ready, we get out and start seeing some properties.
When you've found a home you want to offer on, we will show you some comparable sales so you are confident about the home's market value. If there is no home inspection provided, you might choose to do your own prior to offering on the property, or you may have an inspection as a condition of your purchase. Once we've negotiated a successful purchase, there may be conditions to fulfill. When you have a firm purchase, it's time to celebrate!
During the time between your purchase and the closing date, you'll likely have a couple of opportunities to visit the home. This is a chance to take measurements and plan. You'll meet with your lawyer just before closing and on the closing date you'll receive the keys to your new property.
In this easy-to-follow guide you’ll find everything you need to know about buying a property, from the planning stage to your move in date.
our promise
We are here to help.
To initiate a property search, please provide us with your information, and we’ll happily send you potential listings that align with your needs. Rest assured, there is no obligation to engage our services.
Want to learn more about buying real estate in Toronto, Hamilton or London? Check out these articles and videos.
Check out our FAQs for buying real estate in Toronto, Hamilton and London.
The seller pays commission on the sale of their property. That commission is divided between their Seller Agent and your Buyer Agent. So you don’t directly pay your Buyer Agent’s commission.
Old homes have a lot going for them. Charm, history and they are often very well-built. We love them, and we undestand why you might too. Updating a home can be costly though, so it’s important to consider the age of the components like the heating system. Is there ductwork? If not, you may want to consider a ductless AC system for cooling. Are the windows updated? The roof? Is the masonry in good shape or does it need work? Is the basement dry? If it’s unfinished, the ceiling is low and you want to finish it, are you prepared to underpin it? Cosmetically, are you happy with the finishes? Is it drafty? Is the structure sound? Are the wiring and plumbing old or updated? The water line to the street? As always, we recommend a home inspection so you can find the answers to all of these questions.
A Mortgage Broker is not bound to the lending products from one institution. They shop around to different lenders to find you the best deal and the most suitable product for your needs. If you shopped around yourself, your credit score would be negatively impacted. This is not the case when the Broker does it for you. They are often available after business hours if we need advice or to discuss a potential offer on a property. As you can probably tell, we prefer Brokers to the banks, but it’s very much up to you. If you have a good relationship with your lender and you want to start there, that works.
When you sign a Buyer Representation Agreement and hire a Buyer Agent to assist you in your search, they owe you fiduciary duties; loyalty, confidentiality, they must negotiate favourable terms, they must obey and follow your instructions, and they are to avoid conflicts of interest. The Listing Agent owes those duties to the seller. They work for the seller, and there is a conflict of interest when they are representing both parties. We actively avoid this scenario, and it’s in your best interest to do the same. You should have someone who is working directly for you.
If you’re a serious buyer with the right representation, you shouldn’t need to look at countless properties. Some buyers find the home of their dreams during the first outing, and some clients need to see some more. A good Realtor can gain a deep understanding of what you want, and where you’ll find it, really narrowing down your search and saving your valuable time.
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